{"id":501,"date":"2016-08-15T06:32:18","date_gmt":"2016-08-15T04:32:18","guid":{"rendered":"http:\/\/www.povinneruceni.top\/clanky\/?p=501"},"modified":"2016-08-08T11:46:01","modified_gmt":"2016-08-08T09:46:01","slug":"koupit-vozidlo-na-leasing-uver-nebo-hotove","status":"publish","type":"post","link":"https:\/\/www.povinneruceni.top\/clanky\/koupit-vozidlo-na-leasing-uver-nebo-hotove\/","title":{"rendered":"Koupit vozidlo na leasing, \u00fav\u011br nebo hotov\u011b?"},"content":{"rendered":"

Je\u0161t\u011b p\u0159ed t\u00edm, ne\u017e se rozhodnete zakoupit ojet\u00e9 nebo zcela nov\u00e9 vozidlo, informujte se o v\u0161ech mo\u017enostech financov\u00e1n\u00ed, kter\u00e9 sou\u010dasn\u00e1 trhov\u00e1 nab\u00eddka nab\u00edz\u00ed. Ihned jakmile vstoup\u00edte do jak\u00e9hokoliv autosalonu, p\u0159ipravte se na obkl\u00ed\u010den\u00ed samotn\u00fdmi prodejci s p\u0159esn\u011b nau\u010den\u00fdm p\u0159\u00edstupem a monologem kter\u00fdm se v\u00e1s budou sna\u017eit p\u0159esv\u011bd\u010dit o jedine\u010dnosti pr\u00e1v\u011b jejich vozidla.<\/strong><\/p>\n

Za v\u0161\u00edm se skr\u00fdvaj\u00ed pen\u00edze<\/h3>\n

Pr\u00e1v\u011b z t\u011bchto d\u016fvod\u016f je nutn\u00e9 se je\u0161t\u011b p\u0159ed n\u00e1v\u0161t\u011bvou autosalonu nebo bazaru rozhodnout, jak\u00fdm zp\u016fsobem chcete v\u016fz ut\u00e1hnout. V p\u0159\u00edpad\u011b, \u017ee m\u00e1te na sv\u00e9m bankovn\u00edm \u00fa\u010dtu dostatek finan\u010dn\u00edch prost\u0159edk\u016f, je to ta nejjednodu\u0161\u0161\u00ed cesta k z\u00edsk\u00e1n\u00ed nov\u00e9ho automobilu. \u017d\u00e1dn\u00e9 nav\u00fd\u0161en\u00ed ani dal\u0161\u00ed pap\u00edrov\u00e1n\u00ed \u010di obdobn\u011b lad\u011bn\u00e9 byrokratick\u00e9 postupy. Lid\u00e9 s pen\u011bzi v kapse nav\u00edc mohou o celkov\u00e9 cen\u011b smlouvat a v\u017edy se jim poda\u0159\u00ed navrhnutou cenu sn\u00ed\u017eit. Ka\u017ed\u00fd prodejce m\u016f\u017ee s\u00e1hnout do sv\u00e9 mar\u017ee a cenu vozidla o n\u011bjak\u00e9 procento poupravit. Ka\u017ed\u00fd si v\u0161ak automobil nem\u016f\u017ee dovolit z vlastn\u00edch pen\u011bz.<\/p>\n

Finan\u010dn\u00ed leasing<\/h3>\n

Hlavn\u00ed nev\u00fdha tohoto zp\u016fsobu financov\u00e1n\u00ed spo\u010d\u00edv\u00e1 v tom, \u017ee a\u017e do posledn\u00ed chv\u00edle nejste uvedeni jako pr\u00e1voplatn\u00fd majitel vozu, ale jen jako n\u00e1jemce. Leasingov\u00e1 spole\u010dnost je tak jedin\u00fdm vlastn\u00edkem, z \u010deho\u017e vypl\u00fdvaj\u00ed dal\u0161\u00ed povinnosti jako nap\u0159\u00edklad sjedn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed nebo pravdieln\u00e9 kontroly v autorizovan\u00e9m servisu. Pokud se stanete ob\u011bt\u00ed dopravn\u00ed nehody, ve\u0161ker\u00e9 finan\u010dn\u00ed prost\u0159edky p\u0159ipadaj\u00ed na umo\u0159en\u00ed po\u0161kozen\u00ed leasigov\u00e9 spole\u010dnosti a vy jste nav\u00edc bez vozidla. Financov\u00e1n\u00ed leasingem m\u00e1 i sv\u00e9 v\u00fdhody, kter\u00e9 spo\u010d\u00edvaj\u00ed v obrovsk\u00e9 dostupnosti. Spole\u010dnosti sv\u00e9 klienty p\u0159\u00edli\u0161 neprov\u011b\u0159uj\u00ed a dokonce je ani nezaj\u00edm\u00e1 platebn\u00ed bonita u jin\u00fdch subjekt\u016f.<\/p>\n

Bankovn\u00ed \u00fav\u011br<\/h3>\n

Jedn\u00e1 se o tradi\u010dn\u00ed p\u016fj\u010dku, kter\u00e1 je podobn\u00e1 hypote\u010dn\u00edmu \u00fav\u011bru. Z\u00e1le\u017e\u00ed pouze na v\u00e1s pro jak\u00fd typ bankovn\u00ed spole\u010dnosti se rozhodnete. Sami si nastav\u00edte v\u00fd\u0161\u0161i sp\u00e1tek a dobu splatnosti \u010di podm\u00ednky pro p\u0159ed\u010dasn\u00e9 splacen\u00ed. V tomto p\u0159\u00edpad\u011b financov\u00e1n\u00ed je automobil rovnou va\u0161e, ve sv\u00e9 podstat\u011b jde o nejvyu\u017e\u00edvan\u011bj\u0161\u00ed a z\u00e1rove\u0148 nejobl\u00edben\u011bj\u0161\u00ed typ finan\u010dn\u00edho produktu spojen\u00e9ho s n\u00e1kupem vozidla. Pr\u00e1vn\u00ed osoby d\u00e1vaj\u00ed p\u0159ednost leasingu, \u00fav\u011br je i p\u0159es sv\u00e9 v\u00fdhody lep\u0161\u00ed sp\u00ed\u0161e pro fyzick\u00e9 osoby. Jedinou nev\u00fdhodou b\u00fdv\u00e1 prov\u011b\u0159ov\u00e1n\u00ed klientely a jej\u00ed bonity a rovn\u011b\u017e vysok\u00e9ho \u00faroku.<\/p>\n

Operativn\u00ed leasing<\/h3>\n

U operativn\u00edho leasingu se nevyskytuje nutnost slo\u017een\u00ed prvotn\u00ed akontace, co\u017e je ur\u010dit\u00e1 \u010d\u00e1stka celkov\u00e9 ceny. V\u011bt\u0161inou se jedn\u00e1 o 30 %. Leasingovka m\u00e1 i nad\u00e1le povinnost hradit silni\u010dn\u00ed da\u0148, poji\u0161t\u011bn\u00ed, d\u00e1lni\u010dn\u00ed zn\u00e1mku, v\u00fdm\u011bnu pneumatik \u010di \u0159e\u0161it pojistn\u00e9 ud\u00e1osti.<\/p>\n

Zp\u011btn\u00fd leasing<\/h3>\n

P\u0159edstavme si celkem zaj\u00edmav\u00fd n\u00e1stroj, kter\u00fd umo\u017e\u0148uje z\u00edskat pot\u0159ebnou \u010d\u00e1stku pen\u011bz na financov\u00e1n\u00ed automobilu. Ve sv\u00e9 podtat\u011b odprod\u00e1te star\u0161\u00ed v\u016fz leasingov\u00e9 spole\u010dnosti, ta v\u00e1m d\u00e1 pen\u00edze na n\u00e1kup nov\u00e9ho a sou\u010dasn\u011b se podepisuje smlouva n\u00e1kupu vozidla nov\u00e9ho. Lze tak z\u00edskat ur\u010ditou \u010d\u00e1stku pen\u011bz p\u0159edem a sn\u00ed\u017eit tak celkovou dobu spl\u00e1cen\u00ed.<\/p>\n

Pamatujte v\u017edy na to, \u017ee nejv\u00fdhodn\u011bj\u0161\u00ed je platba cash, v\u0161e ostatn\u00ed jsou u\u017e jen sliby a pokusy z v\u00e1s dostat v\u00edce pen\u011bz.<\/p>\n\n

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\n 4\/5 - (3 votes) <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Je\u0161t\u011b p\u0159ed t\u00edm, ne\u017e se rozhodnete zakoupit ojet\u00e9 nebo zcela nov\u00e9 vozidlo, informujte se o v\u0161ech mo\u017enostech financov\u00e1n\u00ed, kter\u00e9 sou\u010dasn\u00e1 trhov\u00e1 nab\u00eddka nab\u00edz\u00ed. Ihned jakmile vstoup\u00edte do jak\u00e9hokoliv autosalonu, p\u0159ipravte se na obkl\u00ed\u010den\u00ed samotn\u00fdmi prodejci s p\u0159esn\u011b nau\u010den\u00fdm p\u0159\u00edstupem a monologem kter\u00fdm se v\u00e1s budou sna\u017eit p\u0159esv\u011bd\u010dit o jedine\u010dnosti pr\u00e1v\u011b jejich vozidla. Za v\u0161\u00edm se skr\u00fdvaj\u00ed pen\u00edze Pr\u00e1v\u011b z t\u011bchto d\u016fvod\u016f je nutn\u00e9 se je\u0161t\u011b p\u0159ed n\u00e1v\u0161t\u011bvou autosalonu nebo bazaru rozhodnout, jak\u00fdm zp\u016fsobem chcete v\u016fz ut\u00e1hnout. V p\u0159\u00edpad\u011b, \u017ee m\u00e1te na sv\u00e9m bankovn\u00edm \u00fa\u010dtu dostatek finan\u010dn\u00edch prost\u0159edk\u016f, je to ta nejjednodu\u0161\u0161\u00ed cesta k z\u00edsk\u00e1n\u00ed nov\u00e9ho automobilu. \u017d\u00e1dn\u00e9 nav\u00fd\u0161en\u00ed ani dal\u0161\u00ed <\/p>\n","protected":false},"author":1,"featured_media":505,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"yoast_head":"\nKoupit vozidlo na leasing, \u00fav\u011br nebo hotov\u011b?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.povinneruceni.top\/clanky\/koupit-vozidlo-na-leasing-uver-nebo-hotove\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Koupit vozidlo na leasing, \u00fav\u011br nebo hotov\u011b?\" \/>\n<meta property=\"og:description\" content=\"Je\u0161t\u011b p\u0159ed t\u00edm, ne\u017e se rozhodnete zakoupit ojet\u00e9 nebo zcela nov\u00e9 vozidlo, informujte se o v\u0161ech mo\u017enostech financov\u00e1n\u00ed, kter\u00e9 sou\u010dasn\u00e1 trhov\u00e1 nab\u00eddka nab\u00edz\u00ed. 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